The following time-line is applicable for California Non-Judicial Foreclosures under a Deed of Trust. Foreclosures begin with the Trustor (borrower) not making the monthly payments to the Beneficiary (Lender), the first missed payment is technical default, but in practical terms, most Beneficiaries do not begin the process until the third payment is missed. If the Beneficiary cannot resolve the defaulted payment amount with the Trustor through Forbearance or other Loss Mitigation measures, the Beneficiary will instruct the Trustee to begin Foreclosure proceedings.


Day 1

Record Notice of Default

Within 10 business days

Mail and publish Notice of Default

Within 1 month

Mail Notice of Default

After 3 months

Set sale date

25 days before sale date

Send notice of sale to I.R.S. (when necessary)

Within 10 days from 1st publication

Send beneficiary request for property directions

14 days before sale date

Record Notice of Sale

7 days before sale date

If court action, 7day rule may apply

5 business days before sale date

Expiration of right to re-instate the loan

Sale date

Property is sold to highest bidder

This page is being offered by Sean Daryani at RE/MAX OF VALENCIA on your best source at Trustee Sale.


Contact Us Commercial Value Request Buyers/Sellers Contact Us Services Contact Us Search Space Calculator Listings News Calculators Professional Resources Search Homes / Condos Featured Development Videos & Links Meet Our Team Accreditations Market Data About Us Standard Residential Investor Reports Investors Customized Market Report REO/Foreclosure College Fund Building RE Wealth Short Sale Strategies Probate Sale Investors Open Houses Seller Reports Calculators Professional Resources Buyer Reports Sell Your House Accreditations Videos & Links VIP Home Finder First Time Buyers Meet Our Team Legal Disclaimer Calculators Videos & Links Local Weather Local Schools F.A.Qs Professional Resources Your Future Depends on... Real Estate News About Us Meet Our Team Accreditations References Services Moving Tips Legal Disclaimer REO/Foreclosure Home Page REO Resources Distressed Properties and Short Sale Featured Listings Contact Real Estate Market News Referrals